Mortgage Program

VA Loans

Exclusive Home Financing Benefits for Veterans and Active-Duty Service Members

Discover the Flexibility of VA Loans with Pied Piper Mortgage

VA loans are designed to provide affordable home financing options for veterans, active-duty service members, and eligible surviving spouses. These loans, backed by the U.S. Department of Veterans Affairs, offer significant advantages such as no down payment, no private mortgage insurance (PMI), and competitive interest rates, making homeownership more accessible for those who have served our country.


You know the home you want. We make it happen for your need.

Competitive Interest Rates

Benefit from lower interest rates compared to conventional loans.

Flexible Credit Requirements

More lenient credit standards make it easier to qualify.

Limited Closing Costs

The VA limits the amount you can be charged for closing costs.

Assumable Loans

VA loans can be transferred to a new buyer if they qualify, that benefits if you sell home.

Why Choose VA Loan?

Buying a home can be overwhelming. We Provide you a solution!

VA loans are specifically designed to reward veterans and active-duty service members for their service, offering unique benefits that other loan programs can’t match.

Eliminate the barrier of saving for a large down payment, making homeownership more attainable.

With no PMI and limited closing costs, VA loans reduce the overall cost of buying a home, making it a more affordable option.


Pied Piper Mortgage has a simple online process for loan Applications

Expert Guidance

Our experienced team provides personalized support throughout the mortgage process, ensuring you find the best loan options tailored to your needs.

Streamlined Process

We simplify the loan application and approval process, helping you secure financing quickly and efficiently.

Extensive Network

Our extensive network and resources ensure you get the best rates and terms available in the market.

Got Questions About VA Loans?

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs, designed to help veterans, active-duty service members, and eligible surviving spouses buy, build, or improve a home.

Eligibility is generally available to veterans, active-duty service members, National Guard members, reservists, and some surviving spouses. Specific service requirements must be met.

VA loan limits vary by county and are based on the conforming loan limits set by the Federal Housing Finance Agency. In most areas, the limit is $726,200, but it can be higher in high-cost areas.


Yes, most VA loans require a one-time funding fee, which helps the VA fund the loan program. The fee can vary based on your service type, down payment amount, and whether it’s your first VA loan.

Yes, you can use your VA loan benefits multiple times, provided you have sufficient entitlement remaining and meet the eligibility requirements.

The VA limits closing costs, which can include appraisal fees, credit report fees, title insurance, and other related expenses. The seller can also pay some of these costs.

Yes, you can refinance your VA loan through the VA Interest Rate Reduction Refinance Loan (IRRRL) program, which offers a streamlined process with minimal paperwork.

The closing process for a VA loan typically takes 30 to 45 days, but it can vary depending on factors such as the complexity of the loan and the lender’s efficiency.

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