Mortgage Program

ITIN Loans

Home Financing Solutions for Non-U.S. Citizens

Discover the Flexibility of ITIN Loans​ with Pied Piper Mortgage

Individual Taxpayer Identification Number (ITIN) loans are designed to help non-U.S. citizens who do not have a Social Security Number (SSN) but possess an ITIN, secure financing for home purchases. These loans provide an excellent opportunity for individuals who are not eligible for conventional loans due to their residency status. If you have an ITIN and dream of owning a home, ITIN loans can make that dream a reality.


You know the home you want. We make it happen for your need.

No SSN Required

Qualify for a mortgage using your ITIN instead of an SSN.

Path to Homeownership

Secure financing even if you are a non-U.S. citizen.

Competitive Interest Rates

Qualify for a mortgage using your 1099 income statements instead of tax returns.

Customizable Loan Options

Choose from various fixed-rate and adjustable-rate mortgage products.

Why Choose ITIN Loans?

Buying a home can be overwhelming. We Provide you a solution!

ITIN loans make homeownership accessible to non-U.S. citizens, providing a path to securing a mortgage without the need for an SSN.

These loans offer flexible credit requirements and income verification methods, catering to a wide range of financial situations.

ITIN loans are designed to meet the unique needs of borrowers with an ITIN, offering customizable options to fit your homeownership goals.



Pied Piper Mortgage has a simple online process for loan Applications

Expert Guidance

Our experienced team provides personalized support throughout the mortgage process, ensuring you find the best loan options tailored to your needs.

Streamlined Process

We simplify the loan application and approval process, helping you secure financing quickly and efficiently.

Extensive Network

Our extensive network and resources ensure you get the best rates and terms available in the market.

Got Questions About ITIN loan?

An ITIN loan is a mortgage designed for non-U.S. citizens who do not have a Social Security Number (SSN) but have an Individual Taxpayer Identification Number (ITIN). It allows these individuals to qualify for home financing.

Borrowers with an ITIN, stable income, and a reasonable credit history may qualify for an ITIN loan. Eligibility criteria varies.


Interest rates for ITIN loans can be competitive but may vary depending on the borrower’s financial profile.

Yes, ITIN loans can be used to refinance an existing mortgage, especially if your financial situation has improved or if you want to take advantage of better terms.

Typically, you will need to provide your ITIN, proof of income (such as pay stubs or bank statements), and other relevant financial documentation.

Down payment requirements for ITIN loans can vary but generally range from 3% to 20% of the property’s value.

The application process involves providing your ITIN, proof of income, and other relevant documentation. Our mortgage specialists will guide you through each step to ensure a smooth application process.

There are generally no specific restrictions on the type of home you can purchase with an ITIN loan, but the property must meet standard lending guidelines.


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