Mortgage Program

FHA Loans

Flexible, Accessible Home Financing for First-Time Buyers and Beyond

Discover the Flexibility of FHA Loans with Pied Piper Mortgage

FHA loans are designed to make homeownership more accessible for a broader range of buyers. Backed by the Federal Housing Administration, these loans offer lower down payment requirements and more lenient credit standards, making them an excellent choice for first-time homebuyers and those with less-than-perfect credit.


You know the home you want. We make it happen for your need.

Low Down Payment

Only 3.5% down required for qualified buyers.

Flexible Terms

Choose from 15- or 30-year fixed-rate terms to suit your financial needs.

Assumable Loans

FHA loans can be transferred to a new buyer, which can be selling point when rates rise.

Lower Interest Rates

Competitive interest rates to make homeownership affordable.

Why Choose FHA Loan?

Buying a home can be overwhelming. We Provide you a solution!

FHA loans are tailored to meet the needs of first-time homebuyers with features like lower down payments and easier qualification standards.

With more forgiving credit requirements, FHA loans are accessible to those who may not qualify for conventional loans.

FHA loans often work well with down payment assistance programs, further reducing the upfront costs of buying a home.


Pied Piper Mortgage has a simple online process for loan Applications

Expert Guidance

Our experienced team provides personalized support throughout the mortgage process, ensuring you find the best loan options tailored to your needs.

Streamlined Process

We simplify the loan application and approval process, helping you secure financing quickly and efficiently.

Extensive Network

Our extensive network and resources ensure you get the best rates and terms available in the market.

Got Questions About FHA Loans?

An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help lower-income and first-time buyers qualify for home financing.


FHA loans are available to borrowers with a minimum credit score of 580 and a down payment of 3.5%. Borrowers with credit scores between 500 and 579 may qualify with a 10% down payment.

The amount you can borrow with an FHA loan depends on the FHA loan limits in your area, which vary based on the cost of living and housing prices.

Yes, the FHA offers 203(k) loans, which allow you to finance both the purchase and renovation of a home with a single loan.

Closing costs for FHA loans typically range from 2% to 5% of the loan amount. These can include origination fees, appraisal fees, and other related costs.

Yes, FHA loans require both an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP) that is paid monthly.

The closing process for an FHA loan typically takes 30 to 45 days, but it can vary depending on various factors such as the complexity of the loan and the lender's efficiency.

Yes, you can refinance an FHA loan through an FHA streamline refinance, which offers a simplified process with less paperwork and faster approval.


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