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Pied Piper Mortgage offers a variety of loan programs including Conventional Loans, FHA Loans, VA Loans, Jumbo Mortgage Loans, ITIN Loans, Bank Statement Loans, Down Payment Assistance (DPA) Loans, Mortgage Loans with 1099 Only, Home Equity Loans, and No Documentation Loans.

Credit score requirements vary by loan program. For example, FHA loans may accept scores as low as 580, while conventional loans typically require a higher score. Contact us to discuss your specific situation and find the best loan option for you.

You can start your application online through our website, or contact one of our mortgage specialists by phone or email. They will guide you through the entire application process.


A fixed-rate mortgage has a consistent interest rate and monthly payments that never change over the life of the loan. An adjustable-rate mortgage (ARM) has an interest rate that may change periodically, typically after an initial fixed-rate period.

Yes, we offer specialized loan programs such as Bank Statement Loans and Mortgage Loans with 1099 Only, designed for self-employed individuals and independent contractors who may not have traditional income documentation.

A Jumbo Mortgage Loan is a type of loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. These loans are designed for high-value properties and typically require higher credit scores and larger down payments.

Yes, we offer Down Payment Assistance (DPA) Loans to help borrowers cover the down payment and closing costs associated with purchasing a home. Eligibility and terms vary, so please contact us for more information.

The time to close on a mortgage can vary depending on the complexity of the loan and the individual’s financial situation. On average, it takes about 30-45 days from application to closing. Our team will keep you informed throughout the process to ensure a smooth and timely closing.

Yes, we offer refinancing options for existing mortgages. Refinancing can help you lower your interest rate, reduce your monthly payments, or take cash out from your home’s equity. Contact us to discuss your refinancing options.

Conventional loans are not insured or guaranteed by the federal government and typically require higher credit scores and larger down payments. FHA loans, on the other hand, are insured by the Federal Housing Administration and are designed to help lower-income and first-time buyers qualify for a mortgage with lower down payments and credit score requirements.

An ITIN loan is a mortgage designed for non-U.S. citizens who do not have a Social Security Number (SSN) but have an Individual Taxpayer Identification Number (ITIN). These loans help individuals with ITINs qualify for home financing.

You can reach us by phone at 1-800-123-4567, by email at, or visit our website to chat with a representative. We’re here to help you with all your mortgage needs.