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Why Choose Pied Piper Mortgage?

Your Trusted Partner in Home Financing

Trusted Expertise

Benefit from our extensive knowledge and expertise in the mortgage industry, ensuring you receive the best guidance and support throughout your home financing journey

Personalized Service

We provide customized mortgage solutions to fit your unique needs.

Competitive Rates

We offer some of the most competitive rates in the industry

Experienced Team

Our team has years of experience helping clients navigate the mortgage process

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Frequently Asked Questions

Pied Piper Mortgage offers a variety of loan programs including Conventional Loans, FHA Loans, VA Loans, Jumbo Mortgage Loans, ITIN Loans, Bank Statement Loans, Down Payment Assistance (DPA) Loans, Mortgage Loans with 1099 Only, Home Equity Loans, and No Documentation Loans.

Credit score requirements vary by loan program. For example, FHA loans may accept scores as low as 580, while conventional loans typically require a higher score. Contact us to discuss your specific situation and find the best loan option for you.

You can start your application online through our website, or contact one of our mortgage specialists by phone or email. They will guide you through the entire application process.

A fixed-rate mortgage has a consistent interest rate and monthly payments that never change over the life of the loan. An adjustable-rate mortgage (ARM) has an interest rate that may change periodically, typically after an initial fixed-rate period.

es, we offer specialized loan programs such as Bank Statement Loans and Mortgage Loans with 1099 Only, designed for self-employed individuals and independent contractors who may not have traditional income documentation.

Yes, we offer Down Payment Assistance (DPA) Loans to help borrowers cover the down payment and closing costs associated with purchasing a home. Eligibility and terms vary, so please contact us for more information.

The time to close on a mortgage can vary depending on the complexity of the loan and the individual’s financial situation. On average, it takes about 30-45 days from application to closing. Our team will keep you informed throughout the process to ensure a smooth and timely closing.

Yes, we offer refinancing options for existing mortgages. Refinancing can help you lower your interest rate, reduce your monthly payments, or take cash out from your home’s equity. Contact us to discuss your refinancing options.

Conventional loans are not insured or guaranteed by the federal government and typically require higher credit scores and larger down payments. FHA loans, on the other hand, are insured by the Federal Housing Administration and are designed to help lower-income and first-time buyers qualify for a mortgage with lower down payments and credit score requirements.

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